Consumers can also request their free credit reports by visiting www.annualcreditreport.com, by calling toll-free 877-322-8228, or by filling out and mailing in the Annual Credit Report Request form available at: https://www.annualcreditreport.com/cra/requestformfinal.pdf.

PAYMENT OPTIONS FOR DALY FINANCIAL GROUP

For added convenience and speed, Daly Financial now accepts "PayPal" payments. Simply log on to: www.paypal.com (or follow the link below) and register for your free account, enter your preferred method of payment, and follow the instructions to "send money" to neil@dalyfinancial.com.

Federal Trade Commission
Consumer Response Center
Room 130
600 Pennsylvania Avenue, N.W.
Washington, D.C. 20580
www.ftc.gov/credit

FAIR CREDIT REPORTING ACT
http://www.ftc.gov/os/statutes/fcra.htm

FAIR DEBT COLLECTIONS & PRACTICES ACT
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

CONSUMER TIPS

•  When phoning the toll free number 877-322-8228 for a free credit report, ask that only the last four digits of your SSN are displayed on the reports to be mailed to you to protect your identity.

•  If you call for your credit report or have it mailed to you, have it mailed to a secure mailbox.

•  Know that you are not required to give out your email address in order to obtain a federally mandated free credit report.

•  If you do choose to go online to www.annualcreditreport.com to access your credit report, be absolutely certain that you have not mistyped the web address. If you see pop-up ads or if you notice that the site is not secure, close your browser and start over. (Secure sites will have a padlock logo in the corner, and the address will read https:// instead of just http://.)

•  If you go online to www.annualcreditreport.com to access your TransUnion credit report, be sure to look for any pre-checked marketing or newsletter offers. If you decide you do not want these offers, uncheck the box.