Let’s be honest: the very notion of credit repair companies ignites the worst of our skepticism. It conjures up images of fly-by-night, illegal document forging paper factories spitting out false social security cards and claiming everything in your file is fraud! In fact, most of the companies out there aren’t far from this. They lack anything to do with personal contact or customer service and instead boast inflated statistics by slapping your name on a form letter and inundating the credit reporting agencies with paperwork, all the while hoping your disputes fall in between the cracks...  more